Good Morning


Schools prepare and provide you with what you need for the real world – We all know this. But, is this statement totally correct? Yes education is very important and the time you spend in school helps you to grow into an adult and prepare you for what lies ahead – the real world. However, at some point after leaving school, we are all going to experience that alerting realization of being an adult and not knowing the first thing about the real world. Most of the problems you face in school are in modeled and defined contexts, and you only need a few things such as reading comprehension and time management to overcome these problems. However, the problems you’ll face in the real world are hardly defined in any way. These problems are unpredictable and they can come at you in any form. Unfortunately, schools do not teach us how to handle ourselves in these situations and we are left to figure this out on our own. What  school does is to provide us with basic skills from which we can evolve to create other skills to help us survive in the real world. Here are a few things we need in the real world but we don't often learn in school.

How To Pay Your Taxes

How do I pay my taxes? Can I be claimed as a dependent? “Tax-deductible”, what does it mean? These are basic things that we all need to understand when paying our taxes. There’s no class in school that specifically teaches us how to handle our taxes. Luckily, you can get help or hire an accountant to handle your taxes, but you’ll still have to pay for his services. Wouldn’t it be great to understand how the tax system works and be able to handle your own taxes yourself? If only there is a class in college that teaches students about the tax system.

However, you can save yourself some audit-related issues by taking time to read up about the tax system before you actually start paying one.

How To Handle A Mortgage

Soon, the time will come – when you’ll need to quit being a tenant – and move into a place of your own. At this stage, you should brace yourself for facing the horrors of running a mortgage; majorly because you know next to nothing about a mortgage.

Do I get a long-term or short-term mortgage? Fixed or variable rate mortgage? Does my mortgage plan include repayment of the principal? Is it illegal to overpay my mortgage? These are basic things you need to know before getting a mortgage. It is certainly a good idea to learn about a mortgage before getting one. Also, don’t rush into it and don’t forget to carefully weigh your options.

How To Manage Your Finances

Once you graduate, you are bound to take on some new responsibilities. These responsibilities come with their own expenses; which means you’ll have new things to spend your money on. Sadly, there’s nothing you learn in school that really prepares you for this. College grads who do not take time to learn how to manage these extra costs often find it difficult to make the most out of what they earn. Budgeting, keeping track of you expenditure and learning how to safe can greatly help to keep you out of your parents’ house or off a friend’s couch and brighten your future.

How To Plan Ahead (Life Insurance)

Often, anything you get from school can only prepare you for when you’re in school or when you’ve just graduated. Preparing and planning for what will happen in 45 years or when you’ll become a retiree and everything in-between can only be done by you. The best way to do this is to get yourself a life insurance. Weigh your options and choose a suitable insurance scheme. With this, you can rest assured knowing someone’s got your back.

Making The Right Choices

Making the right choices is definitely not taught in school. If you’re making a decision – good or bad – it’s all up to you. You should know everything there is to know and carefully weigh things out before making a decision. That’s the only way to ensure that you make an active, informed and right decision.


Although, the school doesn’t really prepare you or provide you with everything you need to survive in the real world. However, it does give you a solid base or foundation on which you can build all other skills that are necessary for your survival in the real world. A good way to keep honing your skills is to keep learning, stay confident and move out of your comfort zone. This will help you to adapt, adjust and thrive in the real world. Good luck!